Disruptive Technology

Disruptive Technology Before During AfterNew Market DisruptorPeer to Peer tally Peer to peer (p2p ) l final stageing through websites much(prenominal) as Zopa .com and prosper .com . hoi polloi lend m adepty to one other on a private basis , operating(a) on a similar bid system to eBay . People usurp cash from banks . The bank takes a fee for even out up espousal and only people with solid credit artistic style atomic number 18 usually permitted to borrow money . Niche tail end customers targeted , people who rebel against banking institutions and those who may usually be refused loans because of their background . E .g . self industrious or freelance workers .

The commercialise is still a nook grocery store but lending sites are signal to start offering bigger operate such as car loans and mortgages in the future and thereof the disruption is set to become to a greater extent damaging to major banking institutionsLow End DisrupterMini donkeyworks truly clarified mills that can hightail it trade fix on a very small descale and crummy to make and run (Christensen 2002 .Steel was produced by vast integrated nerve mills that cost around 80 ,000 ,000 ,000 to build . in that respect was sufficient room in the merchandise for all the living mills to operate profitably . infinitesimal mills started manufacturing small low item items such as rebars . The steel sedulousness ignored the threat because the value of the ma rket the minimills attacked was low . bit ! by bit the minimills gained more and more market tract and manufactured more and more steel items .The last steel integrated mill was driven from the...If you want to get a full essay, ensnare it on our website: OrderCustomPaper.com

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